Call for Chapters in Edited Book with ISBN on ‘Artificial Intelligence in Rural Insurance: Transforming Risk Assessment, Customer Segmentation and Financial Inclusion in Emerging Economies‘
Artificial Intelligence (AI) is emerging as a transformative technology in rural insurance by improving risk assessment, customer segmentation, and financial inclusion across emerging economies. Rural communities often face challenges such as limited access to insurance services, inadequate financial records, geographic barriers, and vulnerability to agricultural, climatic, and economic risks. AI-based technologies, including machine learning, predictive analytics, satellite imagery, and automated decision-making systems, can help insurers assess risks more accurately by analysing diverse sources of data such as weather patterns, crop conditions, historical claims, and socioeconomic indicators. AI can also enable more effective customer segmentation by identifying the specific needs, risk profiles, and financial capabilities of different rural population groups, allowing insurers to develop affordable and customized insurance products. Furthermore, AI-powered digital platforms and automated claims processing can reduce operational costs, improve service accessibility, and accelerate claim settlements, thereby encouraging greater participation in formal insurance systems. By addressing information gaps and reducing barriers to access, AI has the potential to strengthen financial inclusion and enhance the resilience of rural households in emerging economies. However, issues related to data privacy, digital literacy, algorithmic bias, infrastructure, and affordability must be carefully addressed to ensure that AI-driven rural insurance remains inclusive, transparent, and beneficial to underserved communities.
Editors
Dr. Nithya Ramachandran, M.Com, Ph.D., Professor, Department of Economics and Business Administration, College of Economics and Business Administration, University of Technology and Applied Sciences- Ibra, Sultanate of Oman
Dr. A. Saravanakumar, M.Com (CA)., M.Phil., MBA., Ph.D., Associate Professor and Head, Department of Digital Banking Finance and Insurance , Rathinam Global (Deemed to be University), Coimbatore, Tamil Nadu India
Sub-Themes
☆ AI-Driven Innovations for Inclusive Insurance and Sustainable Rural Development
☆ Emerging Technologies for Risk Management, Insurance Access and Rural Financial Inclusion
☆ Intelligent Insurance Solutions for Risk Prediction, Market Expansion and Inclusive Growth
☆ Transforming Rural Insurance through Machine Learning, Data Analytics and Digital Innovation
☆ AI-Powered Risk Intelligence for Insurance Accessibility and Sustainable Financial Inclusion
☆ Digital Transformation, Predictive Analytics and the Future of Rural Insurance Markets
☆ Leveraging Artificial Intelligence for Insurance Innovation, Risk Mitigation and Inclusive Finance
☆ Smart Technologies for Rural Risk Management, Insurance Penetration and Economic Empowerment
☆ Data-Driven Insurance Strategies for Emerging Markets, Rural Resilience and Financial Inclusion
☆ Artificial Intelligence, Digital Innovation and the Global Transformation of Rural Insurance
Guidelines for Paper Submission
⇨ Use Times New Roman font – size 12
⇨ Page limit: Not exceeding 8 Pages
⇨ Give Author name with your full designation and contact details
⇨ Give abstract with minimum six keywords
⇨ Format references using APA style manager
Terms and Conditions
⇨ Chapters having above 10% plagiarism & AI generated
text is not allowed for publication
⇨ A maximum of two authors can contribute to one Chapter
⇨ Chapters will be published after passing double blind Peer-Review
⇨ Published as e-book in Google Books with E-ISBN
⇨ Applicable for your API Score [B(I)- Annexure IX]
⇨ Our Digital Marketing team will work for book promotion and author popularity
Publication Fee
⇨ For Indian Authors – 900 INR
(Certificate & Hard Copy)
⇨ For Foreign Authors – 20 USD
(E-Certificate & E-Book)
Important Dates
⇨ Last Date for Submission: 31.10.2026
⇨ Notification of Acceptance: 15.11.2026